Latest Credit Scores News

Consumer Data Industry Makes Credit Scores Easier to Access
It hasn't always been easy to get a credit report—especially if you've requested a report sometime in the past 12 months. But the industry's main credit-reporting agencies, represented by the Consumer Industry Data Association, are making some changes …
Read more on Associations Now

Medical debt and your credit score
1 cause of bankruptcy is unpaid medical bills — outpacing those caused by mortgage debt and credit card debt — according to a recent study by, a price comparison website. About 40 percent of Americans reported a lower credit score in …

Latest Credit Scores News

How Mortgages Affect Credit Scores
Immediately following your new mortgage, expect your credit to suffer. Your credit score is a numerical representation of your ability to pay back a debt obligation. When you take on the largest loan that most consumers will ever have, your score goes …
Read more on Investopedia

The Potentially Huge Impact of Student Loans on Your Credit Score
You don't have to search very hard to come across the dire stories of real people struggling with poor credit scores. Though most people are aware that their credit score is important — it can affect your ability to rent apartments, get a mortgage or …
Read more on Huffington Post

HUD's Castro to Realtors: We want alternatives to traditional credit scoring
Several real estate trade groups spent Wednesday discussing the challenges that credit standards pose for access for some would-be borrowers and alternatives to traditional credit scoring. The event, co-hosted by the National Association of Realtors …
Read more on HousingWire

Latest Credit Scores News

Things that can lower your credit score
We all know that making late payments will drive down your credit score. But there are also less obvious things that can hurt you. For example: Applying for too much credit in a short period of time can hurt your credit score. So you need to think …
Read more on KOMO News

Small Mistakes Can Make A Huge Impact On Credit Scores
A credit score is one of the most important factors that a lender considers when evaluating a person's options for financing. Credit scores are so important that the difference between a good one and a bad one can be substantial, not only in terms of …
Read more on Greater Wilmington Business Journal

Latest Credit Scores News

New formula to help those without credit score
In the finance world, there is what's known as the Catch-22 of credit. Only those consumers who already have loans and make payments that show up on their credit report can get a credit score to help prove their trustworthiness to financial companies …
Read more on Columbus Dispatch

Start-ups expand alternative credit scoring
Trading consumer-backed bonds for Morgan Stanley in 2007, just before the market crashed, gave Kate Hao her first flash of a business idea for a new way to assess creditworthiness. Hao wanted to find out more about the consumers behind the loans …
Read more on USA TODAY

Latest Credit Scores News

FICO Announces New Credit Score Based on Alternative Data
Fair Isaac Corp., the creator of the most widely used consumer credit scores, announced Thursday a new score intended to make millions of people who have had difficulty getting approved for financing creditworthy. The Wall Street Journal reported the …
Read more on Wall Street Journal

How a 'Fair' Credit Score Can Cost You 0K
If anything is certain about credit scores it's that they change. How much they change can depend heavily on your decisions, and if you want to save money, there are steps you can take to attain and maintain a high credit score. How you manage your …
Read more on Money

Here's What Marriage Does and Doesn't Do to Your Credit Score
NEW YORK (MainStreet) – Your credit history doesn't erase when you get married, but it isn't exactly unaffected either. It doesn't matter if the person you're marrying has sterling credit and could get an issuer's black card just by asking for it or if …
Read more on MainStreet

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