Latest Annual Credit Report News

Casey Capital, LLC Notifies Essex Rental Corp. Of Intention To Nominate
On February 26, 2015, the Company delayed the release of its fourth quarter and year-end operating results, citing its need for more time to evaluate the classification of its revolving credit facilities as current liabilities or long-term obligations …
Read more on CNNMoney

Medifast, Inc. Announces Reconstitution Of Board Of Directors And Cooperation
Pursuant to the Cooperation Agreement, the Company's Board of Directors has agreed to nominate new, independent director candidates to stand for election at the Company's 2015 Annual Meeting of Stockholders, including: Jeffrey J. Brown, Jori Hartwig …
Read more on CNNMoney

Don't trust credit card companies to teach kids about finances
We're concerned as consumer advocates in light of another report, released on April Fools' Day, on financial education. This one suggested parents and teachers take hard looks at any and all financial education programs and … We've written in earlier …
Read more on Bangor Daily News

Freddie Mac Announces Inaugural Actual Loss Transaction for the STACR
"We think the market of the future, where increasing amounts of credit risk will be transferred to private investors, will be actual loss based and we are excited to begin that transition with the next STACR offering," said Mike Reynolds, Freddie Mac …
Read more on CNNMoney

Latest Credit Report News

“Somebody has messed up,” Woman receives credit reports for hundreds of
BIDDEFORD, Maine – A woman in Maine says she requested her credit report from Equifax, but got a lot more than she bargained for in return. Instead, she received hundreds of credit reports belonging to people around the country. “You have to see it to …
Read more on kfor.com

Consumer Watchdog: It's getting easier to dispute items on your credit report
The March 9 agreement means the corporate triumvirate with the power to make or break your financial life — Equifax, Experian and TransUnion — will actually begin fixing the errors on your credit reports and allow you more time to resolve medicals …
Read more on Wilkes Barre Times-Leader

Managing Your Credit Report Just Got a Lot Easier
It's important that we be able to have errors deleted from our credit reports. Image: Ervins Strauhmanis, Flickr. The credit industry is necessary; without it we couldn't borrow money to buy homes or cars, and would be walking around with a lot of cash …
Read more on Motley Fool

Latest Credit Scores News

Things that can lower your credit score
We all know that making late payments will drive down your credit score. But there are also less obvious things that can hurt you. For example: Applying for too much credit in a short period of time can hurt your credit score. So you need to think …
Read more on KOMO News

Small Mistakes Can Make A Huge Impact On Credit Scores
A credit score is one of the most important factors that a lender considers when evaluating a person's options for financing. Credit scores are so important that the difference between a good one and a bad one can be substantial, not only in terms of …
Read more on Greater Wilmington Business Journal

Five ways to boost your credit score

Five ways to boost your credit score
With the huge amount of information about credit scores out there, it can be difficult to figure out what 'tips' will actually help your credit. Here are five proven, relatively simple ways to raise your credit score.
Read more on Christian Science Monitor

Get your credit score free, without gotchas
CreditSesame, Credit.com, Quizzle.com, and Credit Karma are just a few of the many websites that promise a free credit score. But be aware the score you get may not be the same score lenders use to determine your credit worthiness. In some cases, this …
Read more on WCPO

Landlords can boost renters' credit scores
WASHINGTON — It's the great credit divide in American housing: If you buy a home and pay your mortgage on time regularly, your credit score typically benefits. If you rent an apartment and pay the landlord on time every month, you get no boost to your …
Read more on The Seattle Times

Industry Hears Call for Credit Scoring Changes

Industry Hears Call for Credit Scoring Changes
That was the consensus view of a dozen real estate and mortgage industry experts who met Wednesday at the legislative headquarters of the National Association of REALTORS® in Washington, D.C. to examine the state of credit scoring and what can be …
Read more on Hampshire Review

How to Boost Your Credit Score
If a poor credit rating is keeping you from realizing that dream of buying a new car, or your first home, you are far from alone. Recent research from the nonprofit Corporation for Enterprise Development, or CFED, has found that 56 percent of American …
Read more on NBC Southern California

6 Reasons You Can Be Rejected With An Excellent Credit Score

6 Reasons You Can Be Rejected With An Excellent Credit Score
These days, our credit scores are everywhere. Many banks now print credit scores on your monthly credit card statement. Companies like CreditKarma give credit scores for free. Americans increasingly understand how their score is calculated and how to …
Read more on Forbes

An Accurate Credit Report Saves More Than Money

An Accurate Credit Report Saves More Than Money
Even for the well-heeled, an inaccurate credit report can translate to lost opportunities or overly expensive ones. You may think you have good cash flow, your investments perform nicely, and you can get all the credit you want, so why waste time …
Read more on Santa Barbara Independent

Big Changes Coming to Your Credit Reports: What You Need to Know
Your credit reports are going through a major overhaul, and it's one that will help consumers. Considered by some to be the broadest industry overhaul in more than decade, the three major credit bureaus — Equifax, Experian and TransUnion — agreed …
Read more on Huffington Post

4 Easy Ways to Conquer Credit Card Debt

4 Easy Ways to Conquer Credit Card Debt
When we charge stuff, we're borrowing money at a very high price, usually 13%- to more than 20% percent, and buying something that immediately starts depreciating in value, like shoes, clothes, electronics or a vacation. If we can't pay the balance off …
Read more on Fox Business

Tips on how to repair your credit score
Another tip, check your credit reports for mistakes. You're entitled to a free copy of your credit report from each of the three credit reporting agencies every year. You can sign up on websites like Annual Credit Report. Aim to get a report once every …
Read more on Bay News 9

How gov't aims to protect low-income users of 'payday' loans
“Extending credit to people in a way that sets them up to fail and ensnares considerable numbers of them in extended debt traps is simply not responsible lending,” CFPB director Richard Cordray said in remarks prepared for a hearing March 26 in …
Read more on New Pittsburgh Courier

Credit Reporting Agencies Agree to Massive Overhaul

Credit Reporting Agencies Agree to Massive Overhaul
Credit reports touch many aspects of people's daily lives, from employment to housing, so accuracy is paramount to American consumers. Prompted by an investigation that started in 2012, New York Attorney General Eric T. Schneiderman recently reached a …
Read more on The Cheat Sheet

Your Credit Report And Identity Theft: What You May Not Know
I was recently lecturing at a cybersecurity conference where I caught a briefing by the Secret Service on ways to secure your credit reports as one way to protect you from attacks by identity thieves. Identity theft is a threat to anyone that has …
Read more on Forbes

Creditreporting firm changes may affect you
Will it be easier to dispute errors in my report? In theory. Let's say you've made a timely payment on your credit card but it mistakenly shows up in your credit file as a late payment, potentially hurting your credit score. Right now, consumers who …
Read more on The Detroit News

3 Things You Probably Didn't Know About Your Credit Score

3 Things You Probably Didn't Know About Your Credit Score
Your credit score can have an outsize effect on your financial life, as it factors into the rates you get on your mortgage, credit cards, and any other loans you might take out. We asked three Motley Fool contributors to discuss the most important …
Read more on Motley Fool

A major overhaul in credit reporting could improve your credit score
The country's biggest credit bureaus are making changes that could help millions of Americans qualify for better interest rates on student loans, mortgages and auto financing, saving them thousands of dollars. On Monday, Experian, Equifax and …
Read more on Washington Post

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