Why You Might Need a Secured Credit Card

Why You Might Need a Secured Credit Card
Since secured cards typically don't require you to have a previous credit history or a minimum credit score, approval is almost guaranteed. This is a big win for those who have poor credit or no score at all – two groups of consumers who may not be …
Read more on U.S. News & World Report (blog)

Fact Vs. Fiction: Your Credit Score
A recent survey by credit bureau TransUnion found most of us just don't get how it works. "Paying off debts from late payments automatically increases your score." — FICTION. Late payments are bad for your credit scores — period. Paying off the debt …
Read more on WFMY News 2

4 Easy Ways to Conquer Credit Card Debt

4 Easy Ways to Conquer Credit Card Debt
When we charge stuff, we're borrowing money at a very high price, usually 13%- to more than 20% percent, and buying something that immediately starts depreciating in value, like shoes, clothes, electronics or a vacation. If we can't pay the balance off …
Read more on Fox Business

Tips on how to repair your credit score
Another tip, check your credit reports for mistakes. You're entitled to a free copy of your credit report from each of the three credit reporting agencies every year. You can sign up on websites like Annual Credit Report. Aim to get a report once every …
Read more on Bay News 9

How gov't aims to protect low-income users of 'payday' loans
“Extending credit to people in a way that sets them up to fail and ensnares considerable numbers of them in extended debt traps is simply not responsible lending,” CFPB director Richard Cordray said in remarks prepared for a hearing March 26 in …
Read more on New Pittsburgh Courier

All Information is deemed to be accurate but is not guaranteed. All Warranties express or implied are expressly denied.
Some links are affiliate links and ads, which helps keep this web site free.