Archives for April 2015

The most important dates on your credit report

The most important dates on your credit report
If you've reviewed your credit reports recently you've no doubt seen many dates — many, many dates. Some are more important than others. And some are absolutely critical. A Credit.com reader asks: "What's the difference between Date Opened, Date …
Read more on CBS News

What Really Happens When You Dispute Something on Your Credit Report?
One in five (21%) consumers who have seen their credit reports said they found wrong information on their reports, according to a Credit.com survey of credit report awareness. The common advice in this situation is, “dispute it.” But what happens to …
Read more on Credit.com News (blog)

People without credit score now getting one

People without credit score now getting one
Again, the new score only for those without a credit score right now. Some credit cards provide scores free of charge, you can see your credit report for free by going to https://www.annualcreditreport.com/index.action. Related Topics: finance money …
Read more on KTRK-TV

Latest Credit Report News

CreditReporting Giants Agree to Overhaul
Lenders, credit-card issuers and collection agencies report consumers' debts, balances, late payments and other credit-related information, such as bankruptcies and foreclosures, to the three companies. The data are added to consumers' reports and are …
Read more on Wall Street Journal

Latest Credit Scores News

New formula to help those without credit score
In the finance world, there is what's known as the Catch-22 of credit. Only those consumers who already have loans and make payments that show up on their credit report can get a credit score to help prove their trustworthiness to financial companies …
Read more on Columbus Dispatch

Start-ups expand alternative credit scoring
Trading consumer-backed bonds for Morgan Stanley in 2007, just before the market crashed, gave Kate Hao her first flash of a business idea for a new way to assess creditworthiness. Hao wanted to find out more about the consumers behind the loans …
Read more on USA TODAY

Heads up: That 'free' credit report may not be free after all

Heads up: That 'free' credit report may not be free after all
"What is the link for the once-a-year free reports from the three credit-reporting agencies?" First of all, federal law requires that each of the big credit firms — Experian, Equifax and TransUnion — provide one free credit report to consumers …
Read more on Los Angeles Times

How to get your credit score for free
Your credit score is based on your detailed credit report, and you need to check that regularly, too. There is only one site that Consumer Reports recommends to get your free credit report. That is AnnualCreditReport.com. Through that site you'll be …
Read more on 9NEWS.com

9 Plead Guilty to M Scheme to Defraud Soldiers
… it's used for, like getting loans or applying for an apartment. To look for potential signs of fraud, you can get your free annual credit reports from AnnualCreditReport.com, and you can get a free credit report summary, updated monthly, on Credit.com.
Read more on Credit.com News (blog)

A new kind of credit score for those with no credit

A new kind of credit score for those with no credit
In the finance world there is what's known as the Catch-22 of credit. Only those consumers who already have loans and make payments that show up on their credit report can get a credit score to help prove their trustworthiness to financial companies …
Read more on Washington Post

Annual credit report

Annual credit report
… MIND YOUR CREDIT SCORE IS BASED ON YOUR DETAILED CREDIT REPORT WHICH YOU NEED TO CHECK REGULARLY TOO. THERE'S ONLY ONE SITE RECOMMENDED TO GET YOUR CREDIT REPORT AND THAT'S ANNUALCREDITREPORT.
Read more on WJXT Jacksonville

Fixing credit report errors is about to get easier
—Consumers who obtain their free annual credit report and dispute information resulting in modification of the disputed item will be able to obtain another free annual report without waiting a year. —Consumers who dispute items on their credit …
Read more on CNBC

Do you know what's in your credit report?
You can request free credit reports online at www.annualcreditreport.com. You'll be required to provide your date of birth, Social Security number and current and previous addresses so the credit agencies can obtain your information. The site is …
Read more on Fort Worth Star Telegram

Latest Credit Scores News

FICO Announces New Credit Score Based on Alternative Data
Fair Isaac Corp., the creator of the most widely used consumer credit scores, announced Thursday a new score intended to make millions of people who have had difficulty getting approved for financing creditworthy. The Wall Street Journal reported the …
Read more on Wall Street Journal

How a 'Fair' Credit Score Can Cost You 0K
If anything is certain about credit scores it's that they change. How much they change can depend heavily on your decisions, and if you want to save money, there are steps you can take to attain and maintain a high credit score. How you manage your …
Read more on Money

Here's What Marriage Does and Doesn't Do to Your Credit Score
NEW YORK (MainStreet) – Your credit history doesn't erase when you get married, but it isn't exactly unaffected either. It doesn't matter if the person you're marrying has sterling credit and could get an issuer's black card just by asking for it or if …
Read more on MainStreet

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