Archives for April 2015

24 things you need to know to build credit

24 things you need to know to build credit
The FICO Score, created by the Fair Isaac Corporation, is the most-often used credit score by lenders to determine whether to lend you money. You have a slightly different FICO score for each of the three credit bureaus based on information in each …
Read more on Las Vegas Review-Journal

Do Genetics Influence Your Credit Score?
There is the standard list of factors that influence your credit score: payment history, outstanding balances, the types of credit that you use and so on. But what you probably don't realize is that your genes may also play an important role. Yes, your …
Read more on News (blog)

Latest Credit Scores News

How Mortgages Affect Credit Scores
Immediately following your new mortgage, expect your credit to suffer. Your credit score is a numerical representation of your ability to pay back a debt obligation. When you take on the largest loan that most consumers will ever have, your score goes …
Read more on Investopedia

The Potentially Huge Impact of Student Loans on Your Credit Score
You don't have to search very hard to come across the dire stories of real people struggling with poor credit scores. Though most people are aware that their credit score is important — it can affect your ability to rent apartments, get a mortgage or …
Read more on Huffington Post

HUD's Castro to Realtors: We want alternatives to traditional credit scoring
Several real estate trade groups spent Wednesday discussing the challenges that credit standards pose for access for some would-be borrowers and alternatives to traditional credit scoring. The event, co-hosted by the National Association of Realtors …
Read more on HousingWire

Latest Annual Credit Report News

How to get a car loan after bankruptcy
You can get your free annual credit reports from and you can get a free credit report summary from that explains how lenders are likely to view your information. Although the lender will pull a customized credit score …
Read more on CBS News

Subsidies for Deforestation-driving Commodities Dwarf Conservation Finance
Agricultural subsidies worth at least $ 486 billion in 2012 dwarf the $ 8.7 billion total that developed countries have committed towards Reducing Emissions from Deforestation and Degradation of forests (REDD+) since 2006, the report finds. However …
Read more on Ecosystem Marketplace

UK banks need to work harder on profitability, study finds
… more profitable, accountancy firm KPMG has warned. Its annual UK bank benchmarking report, which covers Lloyds, Barclays, HSBC, Royal Bank of Scotland and Standard Chartered, found that value for shareholders is still being eroded six years after …
Read more on Financial Times

Latest Credit Report News

Bamboozled: Big victory against creditreporting firm that wrongly called Navy
Chaz Epps shouldn't be mistaken for a felon anymore. A case of identity theft and a jumbled credit report brought Epps, 32, to Bamboozled in 2013. Despite some pretty clear evidence, the credit reporting company refused to fix the mistakes Epps …

Woman Is Sent 300 Credit Reports By Accident
A woman in Maine came home to a funny sight earlier in March when her mailbox was stuffed with more than 300 envelopes, each containing a credit report. Here's what's not so funny: None of them belonged to her. Katie Manning contacted a local news …
Read more on Money

Rose Bowl music festival won't be another Coachella, 'uniquely Pasadena

Rose Bowl music festival won't be another Coachella, 'uniquely Pasadena
The Rose Bowl Operating Company has entered into a non-binding letter of intent with Anschutz Entertainment Group to run an annual two to three-day music and arts festival on the same weekend every June at the Rose Bowl that would potentially begin in …
Read more on The Pasadena Star-News

Visits From Putnam County Help Playland Amusement Park Enjoy Upswing
On Wednesday, Deputy County Executive Kevin Plunkett promised to deliver the report to legislators by April 15. Legislators remain concerned about annual operating losses of up to $ 4 million, despite revenues of $ 14 million, according to Board of …
Read more on The Daily Voice

How Much Will My Credit Score Drop If I Apply for a Car Loan?

How Much Will My Credit Score Drop If I Apply for a Car Loan?
I purchased a new car the dealer ran me through 7 different banks to get me the best rate all inquiries are listed separately on my Trans Union report and I lost almost 60 points on my credit score. Is it possible to contact them and fix the inquiries …
Read more on News (blog)

How much difference does a single credit score point make?
Of course, credit score calculations don't tell everything about a particular borrower. A one point boost to a certain threshold may be insignificant if there's a particular blemish on a person's credit history. Tayne raises the example of two …
Read more on CBS News

Latest Annual Credit Report News

Casey Capital, LLC Notifies Essex Rental Corp. Of Intention To Nominate
On February 26, 2015, the Company delayed the release of its fourth quarter and year-end operating results, citing its need for more time to evaluate the classification of its revolving credit facilities as current liabilities or long-term obligations …
Read more on CNNMoney

Medifast, Inc. Announces Reconstitution Of Board Of Directors And Cooperation
Pursuant to the Cooperation Agreement, the Company's Board of Directors has agreed to nominate new, independent director candidates to stand for election at the Company's 2015 Annual Meeting of Stockholders, including: Jeffrey J. Brown, Jori Hartwig …
Read more on CNNMoney

Don't trust credit card companies to teach kids about finances
We're concerned as consumer advocates in light of another report, released on April Fools' Day, on financial education. This one suggested parents and teachers take hard looks at any and all financial education programs and … We've written in earlier …
Read more on Bangor Daily News

Freddie Mac Announces Inaugural Actual Loss Transaction for the STACR
"We think the market of the future, where increasing amounts of credit risk will be transferred to private investors, will be actual loss based and we are excited to begin that transition with the next STACR offering," said Mike Reynolds, Freddie Mac …
Read more on CNNMoney

Latest Credit Report News

“Somebody has messed up,” Woman receives credit reports for hundreds of
BIDDEFORD, Maine – A woman in Maine says she requested her credit report from Equifax, but got a lot more than she bargained for in return. Instead, she received hundreds of credit reports belonging to people around the country. “You have to see it to …

Consumer Watchdog: It's getting easier to dispute items on your credit report
The March 9 agreement means the corporate triumvirate with the power to make or break your financial life — Equifax, Experian and TransUnion — will actually begin fixing the errors on your credit reports and allow you more time to resolve medicals …
Read more on Wilkes Barre Times-Leader

Managing Your Credit Report Just Got a Lot Easier
It's important that we be able to have errors deleted from our credit reports. Image: Ervins Strauhmanis, Flickr. The credit industry is necessary; without it we couldn't borrow money to buy homes or cars, and would be walking around with a lot of cash …
Read more on Motley Fool

Latest Credit Scores News

Things that can lower your credit score
We all know that making late payments will drive down your credit score. But there are also less obvious things that can hurt you. For example: Applying for too much credit in a short period of time can hurt your credit score. So you need to think …
Read more on KOMO News

Small Mistakes Can Make A Huge Impact On Credit Scores
A credit score is one of the most important factors that a lender considers when evaluating a person's options for financing. Credit scores are so important that the difference between a good one and a bad one can be substantial, not only in terms of …
Read more on Greater Wilmington Business Journal

American Express no longer in charge

American Express no longer in charge
“Costco was a real punch in the gut,” said David Robertson, publisher of the Nilson Report, a trade journal for the credit card industry. Citi also recently created a card called Citi Prestige, a high-annual-fee card aimed at AmEx Platinum Card holders.
Read more on Fort Wayne Journal Gazette

How to get your annual credit report for free
If you're trying to get a mortgage, take out a car loan, open a new credit card, rent an apartment or even find a new job, there's one thing that can make or break the whole deal. Yep, I'm talking about your credit report. Your credit report tells a …
Read more on Komando

Should You Freeze Your Credit After a Data Breach?
You can continue to use your existing accounts, and a freeze doesn't keep you from getting your free credit reports or credit scores. (You can get free annual credit reports on and you can check two of your credit scores for free …
Read more on News (blog)

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